Shariah Officer (Islamic Finance)

Stable

Finance

Works in an Islamic bank, takaful operator or Islamic capital-market firm to research Shariah rulings, vet products and documents, and carry out Shariah review, risk and audit work required by Bank Negara Malaysia's Shariah Governance policy, usually after a degree in Shariah, Muamalat or Islamic finance.

FinanceLawAccountingEconomics

Picture the job

Where you'd usually workA finance or banking office

An illustration of a typical workplace, not a photo. Real workplaces vary.

In Malaysia

How people get into it here: SPM (Arabic and Pendidikan Islam help) → STAM, STPM, Matriculation or Asasi → a bachelor's degree in Shariah, Fiqh and Usul Fiqh, Muamalat or Islamic finance (many public universities, INCEIF for postgraduate) → graduate or Shariah-trainee programme at an Islamic bank or takaful operator → Shariah officer in research, review, risk or audit, with professional certificates (e.g. Certified Shariah Advisor) helping progression. Accounting, finance and risk graduates who learn Shariah can also enter the review, risk and audit roles.

Sources:bnm.gov.my corpwb01.bnm.gov.my inceif.edu.my

Pay in the private market

Monthly pay from fresh grad to mid-career, from the salary guide cited on this page.

No official pay figure is published for this job, so we show none.

Government pay isn't shown: we haven't yet sourced the SSPA civil-service salary tables, and we won't estimate them.

Job demand outlook

Stable

Steady, reliable demand: a consistent number of openings.

Your readiness

How your current SPM subjects line up with this career.

Add your SPM grades to see how ready you are for this career.

Add my grades

The full route to this careerThe steps from school, UPU programmes and sourced costs, read against your answers.

How to get here

Post-SPM pathways with programmes in this career's fields. Tap one to see real programmes and entry requirements.

Matriculation

One or two years, heavily subsidised with allowance. Competitive, quota-based entry.

12–24 months

Diploma

Skill-first qualification. Work after, or enter degree Year 2. Polytechnics keep it affordable.

2.5–3 years

Compare routes against your results and interests

Check what you may qualify for

Enter your SPM grades and see which routes and programmes you may qualify for. An estimate to plan with, not an offer.

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Quick answers

How do you become a Shariah Officer (Islamic Finance) in Malaysia?

SPM (Arabic and Pendidikan Islam help) → STAM, STPM, Matriculation or Asasi → a bachelor's degree in Shariah, Fiqh and Usul Fiqh, Muamalat or Islamic finance (many public universities, INCEIF for postgraduate) → graduate or Shariah-trainee programme at an Islamic bank or takaful operator → Shariah officer in research, review, risk or audit, with professional certificates (e.g. Certified Shariah Advisor) helping progression. Accounting, finance and risk graduates who learn Shariah can also enter the review, risk and audit roles.

What should I study to become a Shariah Officer (Islamic Finance)?

Related fields of study: Finance, Law, Accounting and Economics. SPM subjects that help most: Additional Mathematics, Principles of Accounting, Economics and History (Sejarah).

How much does a Shariah Officer (Islamic Finance) earn in Malaysia?

We don't yet have a Malaysian source we can cite for Shariah Officer (Islamic Finance) pay, so we show no figure.

Subjects that matter here

The SPM subjects worth your effort for this career, with the reason for each.

Additional MathematicsInterest, risk and returns.

Principles of AccountingRead financial statements.

EconomicsUnderstand money and markets.

History (Sejarah)Read, argue and remember detail.

EnglishLaw is argued and written precisely.

Skills to build

Linking fiqh principles to real financial productsCareful reading of contracts and documentsClear, balanced written opinionsWorking with bankers, lawyers and auditors

What beginner adverts asked for

We read 23 internship and fresh-graduate adverts in related fields (August 2026). A small sample from one job site, not every vacancy.

18 of 23 were internships

Allowance or pay, when stated

RM1,453 – RM1,700

9 of 23 adverts printed an amount: usually between RM1,453 and RM1,700 a month. Many print none.

Minimum CGPA asked

3.00 to 3.50

Stated in 2 adverts. Others did not state one.

SPM results asked

up to 5 As

1 advert asked for A grades at SPM, so some doors are partly decided before university.

Professional bodies named

Bar

Languages named

Bahasa Malaysia, Mandarin

An empty line means the adverts did not say, not that employers have no requirement. Check each employer's own advert before you plan around it.

About this information

This describes what the job involves. Pay, demand and entry routes differ in Malaysia, so check the Pathways and Programmes pages for local requirements.

Job responsibilities, knowledge areas and work context from O*NET 30.3, US Department of Labor, used under CC BY 4.0. onetcenter.org