Risk Analyst / Risk Manager
RisingFinance
Identifies, measures and monitors the risks a bank, insurer or company faces, such as credit, market, operational and fraud risk, and reports them to management and regulators. Bank Negara requires banks and insurers to run risk-management teams, and most people enter with a degree in finance, actuarial science, economics or statistics.
Picture the job
Where you'd usually workA finance or banking office
An illustration of a typical workplace, not a photo. Real workplaces vary.
In Malaysia
- How people get into it here
- SPM with good Mathematics and Additional Mathematics → Matriculation, STPM, foundation or A-Level → degree in finance, banking, actuarial science, economics, statistics or accounting → graduate programme or risk analyst role at a bank, insurer or shared-services centre (credit risk, market risk, operational risk or AML) → professional certificates such as FRM, CFA or AICB qualifications help you progress to risk manager.
Pay in the private market
Monthly pay from fresh grad to mid-career, from the salary guide cited on this page.
No official pay figure is published for this job, so we show none.
Government pay isn't shown: we haven't yet sourced the SSPA civil-service salary tables, and we won't estimate them.
Job demand outlook
Hiring is growing: more openings expected over the next few years.
Your readiness
How your current SPM subjects line up with this career.
Add your SPM grades to see how ready you are for this career.
Add my gradesHow to get here
Post-SPM pathways with programmes in this career's fields. Tap one to see real programmes and entry requirements.
Matriculation
One or two years, heavily subsidised with allowance. Competitive, quota-based entry.
Diploma
Skill-first qualification. Work after, or enter degree Year 2. Polytechnics keep it affordable.
Check what you may qualify for
Enter your SPM grades and see which routes and programmes you may qualify for. An estimate to plan with, not an offer.
Quick answers
How do you become a Risk Analyst / Risk Manager in Malaysia?
SPM with good Mathematics and Additional Mathematics → Matriculation, STPM, foundation or A-Level → degree in finance, banking, actuarial science, economics, statistics or accounting → graduate programme or risk analyst role at a bank, insurer or shared-services centre (credit risk, market risk, operational risk or AML) → professional certificates such as FRM, CFA or AICB qualifications help you progress to risk manager.
What should I study to become a Risk Analyst / Risk Manager?
Related fields of study: Finance, Economics, Accounting and Data Science. SPM subjects that help most: Additional Mathematics, Principles of Accounting, Economics and Mathematics.
How much does a Risk Analyst / Risk Manager earn in Malaysia?
We don't yet have a Malaysian source we can cite for Risk Analyst / Risk Manager pay, so we show no figure.
Subjects that matter here
The SPM subjects worth your effort for this career, with the reason for each.
Skills to build
What beginner adverts asked for
We read 54 internship and fresh-graduate adverts in related fields (August 2026). A small sample from one job site, not every vacancy.
29 of 54 were internships
Allowance or pay, when stated
RM1,150 – RM3,450
26 of 54 adverts printed an amount: usually between RM1,150 and RM3,450 a month. Many print none.
Minimum CGPA asked
3.00 to 3.50
Stated in 6 adverts. Others did not state one.
SPM results asked
up to 5 As
1 advert asked for A grades at SPM, so some doors are partly decided before university.
Languages named
Mandarin, Bahasa Malaysia
An empty line means the adverts did not say, not that employers have no requirement. Check each employer's own advert before you plan around it.
About this information
This describes what the job involves. Pay, demand and entry routes differ in Malaysia, so check the Pathways and Programmes pages for local requirements.
Job responsibilities, knowledge areas and work context from O*NET 30.3, US Department of Labor, used under CC BY 4.0. onetcenter.org