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Fraud Examiner & Investigator

Finance

Obtain evidence, take statements, produce reports, and testify to findings regarding resolution of fraud allegations. May coordinate fraud detection and prevention activities.

FinanceLaw

What you'd do all day

The tasks that matter most in this job, most important first.

  1. 1Gather financial documents related to investigations.
  2. 2Interview witnesses or suspects and take statements.
  3. 3Prepare written reports of investigation findings.
  4. 4Document all investigative activities.
  5. 5Create and maintain logs, records, or databases of information about fraudulent activity.
  6. 6Lead, or participate in, fraud investigation teams.
  7. 7Coordinate investigative efforts with law enforcement officers and attorneys.
  8. 8Testify in court regarding investigation findings.
  9. 9Prepare evidence for presentation in court.
  10. 10Recommend actions in fraud cases.
  11. 11Review reports of suspected fraud to determine need for further investigation.
  12. 12Design, implement, or maintain fraud detection tools or procedures.
  13. 13Analyze financial data to detect irregularities in areas such as billing trends, financial relationships, and regulatory compliance procedures.
  14. 14Maintain knowledge of current events and trends in such areas as money laundering and criminal tools and techniques.
  15. 15Evaluate business operations to identify risk areas for fraud.
  16. 16Conduct in-depth investigations of suspicious financial activity, such as suspected money-laundering efforts.
  17. 17Advise businesses or agencies on ways to improve fraud detection.
  18. 18Train others in fraud detection and prevention techniques.
  19. 19Conduct field surveillance to gather case-related information.
  20. 20Obtain and serve subpoenas.
  21. 21Negotiate with responsible parties to arrange for recovery of losses due to fraud.
  22. 22Arrest individuals to be charged with fraud.
  23. 23Research or evaluate new technologies for use in fraud detection systems.

Also known as

What this job is called on JobStreet, LinkedIn and in job ads. Search these too.

  • CFE
  • AML Analyst
  • BSA Analyst
  • KYC Analyst
  • Investigator
  • Fraud Analyst
  • AML Consultant
  • AML Specialist
  • BSA Consultant
  • Fraud Examiner

How far is this from you?

Roughly how much preparation this job usually takes. In Malaysia your UPU route and the programme's syarat still decide entry, so treat this as a guide, not a gate.

  1. 1

    Entry straight after SPM

  2. 2

    SPM + sijil / short TVET course

  3. 3

    Diploma / TVET (sijil–diploma)

  4. Typical entry

    Degree (ijazah sarjana muda)

  5. 5

    Postgrad (sarjana / PhD) or professional route

Typical educationBachelor's degree

Subjects that matter here

The SPM subjects worth your effort for this career, with the reason for each.

EnglishDraws directly on English Language — a top knowledge area for this role (O*NET).
History (Sejarah)Draws directly on Law and Government — a top knowledge area for this role (O*NET).
Principles of AccountingDraws directly on Economics and Accounting — a top knowledge area for this role (O*NET).
EconomicsDraws directly on Economics and Accounting — a top knowledge area for this role (O*NET).
Computer Science / ICTDraws directly on Computers and Electronics — a top knowledge area for this role (O*NET).

What you'd need to know

The subject areas this job leans on most, and the SPM subjects that build them.

  • English Language87%

    English

  • Law and Government81%

    History (Sejarah)

  • Economics and Accounting81%

    Principles of AccountingEconomics

  • Computers and Electronics73%

    Computer Science / ICTElectrical & Electronic Eng. Studies

  • Administration and Management72%

    BusinessEconomics

  • Mathematics71%

    Additional MathematicsMathematics

Tools you'd use

Software and equipment that show up in this job, worth learning early.

Where to learn these, free

Scholarships & funding

What the work feels like

Day-to-day working conditions, so you can tell whether the job suits how you like to work.

  • Face-to-face discussionsOften
  • Leading or coordinating othersHigh
  • Handling conflict situationsRarely
  • Indoors, air-conditionedEvery day
  • Outdoors, in all weatherAlmost never
  • Noisy environmentAlmost never
  • Time spent sittingAlmost all the time
  • Time spent standingA little

AI and demand for this job

A few real, dated data points — not a single score. AI making some tasks faster usually means a job changes, not that it disappears.

18%

Share of everyday tasks today's AI can already help with (2023)

This estimate is from 2023 — already out of date, since AI moves fast. Treat it as a rough, aging starting point, not the current picture.

Pay in Malaysia

We don't have a sourced Malaysian salary range for this job yet, and we'd rather show nothing than a number we can't stand behind.

Where to check:

  • JobStreet and Hiredly job ads for this title
  • DOSM Salaries & Wages Survey
  • SSPA scheme tables, if you're aiming for a government post
See pay for a related career: Accountant

Check what you may qualify for

Enter your SPM grades and see which routes and programmes you may qualify for. An estimate to plan with, not an offer.

Check my eligibility Not sure yet? Take the quiz

How to get here

Post-SPM pathways with programmes in this career's fields. Tap one to see real programmes and entry requirements.

Asasi / Foundation

One-year runway into a specific university: public via UPU or private direct entry.

12 months

Diploma

Skill-first qualification. Work after, or enter degree Year 2. Polytechnics keep it affordable.

2.5–3 years

Related careers

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About this information

This describes what the job involves. Pay, demand and entry routes differ in Malaysia, so check the Pathways and Programmes pages for local requirements.

O*NET occupation: Fraud Examiners, Investigators and Analysts

Job responsibilities, knowledge areas and work context from O*NET 30.3, US Department of Labor, used under CC BY 4.0. onetcenter.org