I cannot afford accommodation or study costs
Cost is a real constraint, not an excuse. Let us look at the actual numbers rather than around them.
If this is weighing on you heavily
Talking to a person helps more than any plan we can produce. These lines are free, confidential and answered by trained people.
Your campus also has a counselling service, and it is free to students.
What we can help with
- The PTPTN route, which has no grade requirement
- Which scholarship cycles are still open, sorted by closing date
- A cost worksheet you fill in yourself, so the number is yours and not ours
- The questions to ask about instalments and hardship aid
What we will not decide for you
Whether you qualify for any specific scheme. Criteria change every cycle, and only the provider can tell you.
Your next step
Check PTPTN eligibility, then list only the scholarships whose closing date has not passed.
Who to actually ask
- PTPTN
- Scholarships still open
- The university's student affairs office (Hal Ehwal Pelajar)
- Your state zakat or Baitulmal office
A route that stays open
Ask student affairs about instalments and hardship aid before you decline anything. It is rarely advertised and often exists.